Chase Sapphire Reserve vs Amex Platinum — Which $550+ Card Actually Wins for a Couple Who Flies 6 Times a Year?
Both cards cost over $550 a year and promise lounge access, travel credits, and premium perks. But for a couple flying six times a year, the math looks very different — especially once you factor in Year Two, the Centurion Lounge guest fee change, and where your points actually go furthest.












